Rashtriya Swasthya Bima Yojana RSBY on www.rsby.gov.in


Official Website : http://www.rsby.gov.in/

Rashtriya Swasthya Bima Yojana (RSBY, literally "National Health Insurance Programme" is a government-run health insurance scheme for the Indian poor.The scheme aims to provide health insurance coverage to the unrecognised sector workers belonging to the BPL category and their family members shall be beneficiaries under this scheme. It provides for cashless insurance for hospitalisation in public as well as private hospitals. The scheme started enrolling on April 1, 2008 and has been implemented in 25 states of India. A total of 36 million families have been enrolled as of February 2014. In the starting RSBY is a project under the Ministry of Labour and Employment.


   1 - Now patients will be allowed to go to government or private hospital for treatment with specialist doctors. Under the health insurance scheme, private hospitals will be given a fixed amount for such treatment. At this time, 80% of the doctors in the country and 60% of the cases of hospitalization are private sector. But most people who go to the private sector have to pay money from their own money.

   2 - Proposals have been asked to provide comprehensive health facilities. Under this, the availability of medicines and diseases diagnosis will be ensured in government hospitals across the country, with the reduction of the death rate of the mother and child.

   3- Digitalization will be given importance in the health sector. Special targets have been set to destroy major diseases. The government will focus on strengthening primary health.

   4 - According to the proposal, the district hospital and its upper hospital will be completely separated from the government control and the private party will be included in the public-private partnership (PPP) project.

   5 - Health Ministry sources said that under this policy, the area of ​​primary health center will be increased in a major change.

   6 - An official said that till now, under PHC, there was no pre-birth investigation and other tests. The newest point of the new policy is that in which diseases will also be investigated which do not happen due to exposure to contact.

   7 - After this policy, the Government is targeting that 80% of the people of the country are treated completely free of charge in Sarkari hospital. There will also be medicine, tests and treatments. Insurance is also arranged in the policy.

   8- It is not mandatory to apply this policy to states and this government policy will be given as a model, which will depend on the state government whether or not to apply it.

   9-The Health Policy is being renewed for the first time in the country after 9 - 2002. According to sources, PM Modi was influenced by US President Obama's health care scheme and now some of the inputs have been taken.

   10 - Expenditure on Health on Policy Passes 25 of GDP Percentage is expected and it is likely to reach 3 lakh crores.